Debt and Mortgage Reduction
View all Services
Reducing your debt and mortgage should be a top financial priority if you want to achieve financial stability and security.
Implementing the right strategies for debt reduction can help you in several ways, including:
- Saving money
- Improving your credit score
- Gaining financial freedom
Our aim is to connect everyday Australians to the best services, products, and value to suit their financial needs and wants while assisting them with a transparent, independent, and experienced approach through our extensive award-winning network of partners.
From property investment to superannuation, our exclusive network not only helps clients start their journey but also maintain, review, and improve on their goals with our ongoing support program.
What is “The Right Strategy”?
When it comes to reducing your debt and mortgage, there are several strategies you can implement to help you achieve your financial goals. It is important to note that the specific strategies that will work best for you will depend on your individual circumstances, including your income, expenses, and level of debt.
Strategies that can help you reduce your debt and mortgage in Australia:
- Create a budget
- Increase your repayments
- Consolidate your debt
- Refinance your mortgage
- Connect with a professional
Need help connecting with a professional?
That’s where Australian Advantage Partners comes in!
At Australian Advantage Partners, we understand that managing debt and mortgages can be overwhelming and stressful. That's why our Debt & Mortgage reduction teams are here to help you every step of the way.
Australian Advantage Partners not only has the expertise to connect you to the best available rates and terms for your specific situation, but we also go above and beyond by actively working on your behalf throughout the entire term of your mortgage. We constantly monitor the market to ensure your interest rates remain competitive, so you can have peace of mind knowing that you're getting the best deal possible.
With our dedication and commitment to helping you achieve financial stability and security; you can trust that we have your best interests in mind. Let us take the burden of debt and mortgage reduction off your shoulders and help you create a brighter, more secure financial future.
Debt and Mortgage Reduction
Our Debt & Mortgage reduction teams can not only connect you to the best available rates and terms for your situation, but also actively work on your behalf through-out the term of your mortgage to ensure your interest rates are the most competitive on the market. Pay off your debts and mortgages faster and live debt-free by implementing the right strategies for effective debt reduction.
Tax Minimisation
Gain the advantage of minimising your tax burden and maximising how far your earnings go. We can provide a clear understanding of what you can claim as deductibles, how you can offset loan interests with your taxes, and forecast your income and expense payments to lower your taxes. With everything from your income, property, small business, or retirement savings, we make sure every dollar works for you.
Efficient Loan Structuring
A properly structured loan can save you money, as well as time and energy, and can help you avoid potential risks and worry in the future. Our loan structuring strategies make it easy for you to make your payments and build up borrowing power, knowledge, and confidence. You can structure your loans, so they are not just debt, but investments for your future.
Property Investment
Whether it's your first step on the property ladder or strategically building on an existing portfolio, our national team of experts can source the suitable investment across all of Australia. We provide the market knowledge, insights and mortgage planning that works for you and your goals. Existing property or new build, Cash flow Positive or Capital Growth - Maximise your property goals, create your own wealth and secure a financial future by speaking with our award-winning property team.
Award-Winning Managed Funds
Managed funds are an easy way to gain access to a direct and professionally managed portfolio of both local and global markets as well as fixed interest, property investments and cash. If your goal is a diverse portfolio and positive returns over the long-term, our expert team can help you learn more and connect with a network of premium, award-winning fund managers, delivering direct and transparent investment growth to your retirement portfolio.
Self-Managed Superannuation Funds
More Transparency, Control and Flexibility - Why are SMSFs the largest growing sector in Australia’s Superannuation sector? There are plenty of reasons why considering an SMSF strategy can prove beneficial. Take the first steps by learning more about your options while being connected to leading service providers in this space that can help you start your journey.
